The previous condo that we had made an offer on was not accepted. The bank took a cash offer instead (that's a lot of cash). But we recently made new offers on a different one and after several counter offers back and forth, the seller has accepted our offer. Tentative closing date is set as April 31st. Now we just have to get a mortgage. That is a whole different story. Lenders do not like car sales. We'll see how it goes.
Tuesday, March 18, 2008
Thursday, March 6, 2008
The Condo
On Monday we found out that there were 7 more offers placed on the condo over the weekend. The total is 11 offers including our own. What the bank (it is a bank-owned foreclosure) said was for everyone to submit their "final and best offer" by Wednesday and the bank will choose from those final offers. We tweaked our offer a little, on Tuesday, and are now waiting to here.
In the meantime I had a lengthy conversation with a mortgage guy (someone who has done several of our friends loans) and he seems to think it will be "impossible" to get a mortgage on the place. Reason being is the shape that the property is in. It needs a lot of work. It is about $30,000 into a complete remodel, but still has $20,000 to go. So you have phenomenal cabinets and real granite counter tops in a kitchen with no flooring or appliances. I remain undeterred, I want that property. Tracy has stopped getting her hopes up.
At this point, in order for us to get the condo, it would take a number of very unorthodox events... what most would call "a miracle." We trust the Lord that he knows what's best and if our actions produce no results then I'll assume he's pointing us a different direction. Or maybe that means I'm supposed to try harder...
In the meantime I had a lengthy conversation with a mortgage guy (someone who has done several of our friends loans) and he seems to think it will be "impossible" to get a mortgage on the place. Reason being is the shape that the property is in. It needs a lot of work. It is about $30,000 into a complete remodel, but still has $20,000 to go. So you have phenomenal cabinets and real granite counter tops in a kitchen with no flooring or appliances. I remain undeterred, I want that property. Tracy has stopped getting her hopes up.
At this point, in order for us to get the condo, it would take a number of very unorthodox events... what most would call "a miracle." We trust the Lord that he knows what's best and if our actions produce no results then I'll assume he's pointing us a different direction. Or maybe that means I'm supposed to try harder...
Monday, March 3, 2008
A Map
Under the suggestion of Nate Woods: Here is a map of where we live in San Diego and where Tracy works and where we are trying to buy a house.
View Larger Map
View Larger Map
Saturday, March 1, 2008
Some more pics of the condo
Our agent submitted our offer to the listing agent on Friday and he is waiting until Monday morning to submit all the offers to the bank. We should find out soon how our offer compared.
Thursday, February 28, 2008
California Plates
In other news... we got California plates. I'm going to get our driver's licenses on here soon.
Pictures of the condo we're making an offer on
Basically it is a three story condo with a loft and a 1 car attached garage. It is a foreclosure and what it looks like is someone wanted to totally remodel the whole thing and put in about $25k then ran out of money. So we are just going to have to finish the remodel. But it is incredible! We're making an offer tomorrow and are totally jazzed.
unfinished fireplace
our balcony above our one car garage
real granite countertops. no dishwasher.
more granite with beautiful sinks in the master bath and no shower on the left.
unfinished fireplace
our balcony above our one car garagereal granite countertops. no dishwasher.
more granite with beautiful sinks in the master bath and no shower on the left.
Friday, February 1, 2008
Quick Update
I know many of you were extremely worried that we had burned up in the fires and that is why I haven't posted in so long. Well, we're okay!
Tracy and Jon and I have been doing pretty well. I heard Indiana got eight inches of snow, it was 62 degrees and sunny today. I really do not like talking about the weather but it is a large part of the reason that we love it out here.
As I write I think of Brett Strickland and am disappointed in myself. I have not kept the three people who read this updated. Brett was not relentless but was very... ummm.... encouraging when it came to me keeping my blog updated. Out of pure conviction and guilt do I write what I am writing now. We are at our friends Josh and Lacy and I'm not even on my own computer. While looking at Josh's blog I was so overwhelmed by the fact that I hadn't updated my blog that I had to get on here and write something.
Look soon for my new Californian license plates and driver's license.
Tracy and Jon and I have been doing pretty well. I heard Indiana got eight inches of snow, it was 62 degrees and sunny today. I really do not like talking about the weather but it is a large part of the reason that we love it out here.
As I write I think of Brett Strickland and am disappointed in myself. I have not kept the three people who read this updated. Brett was not relentless but was very... ummm.... encouraging when it came to me keeping my blog updated. Out of pure conviction and guilt do I write what I am writing now. We are at our friends Josh and Lacy and I'm not even on my own computer. While looking at Josh's blog I was so overwhelmed by the fact that I hadn't updated my blog that I had to get on here and write something.
Look soon for my new Californian license plates and driver's license.
Wednesday, October 24, 2007
San Diego Fires 2
Over the night the fire progressed closer but we're still okay. There are some areas further south in Jamul that have flared up a little but most of that is very rural. Technically we are still under mandatory evacuation but much of the area has reduced to a voluntary evacuation alert.
Here is a link to the progression so far that is current as of 7am 10/24:
http://sdfires.pbwiki.com/f/10232007_2230hrs_Evac_FirePerem.pdf
Tracy and I live in the bottom right quarter of grid square 1271.
The Santa Ana (hot, dry winds moving west out of the desert) winds that encouraged the fires is now dying down, the air temperature is dropping and humidity is increasing. The predicted date of 100% containment for the fire near us (The Harris Fire) is 10/31. It is currently 10% contained
Tuesday, October 23, 2007
The fires
Here are some pictures of the fires. All these pictures were taken within literal blocks of our place. Right now we are under mandatory evacuation. I'm not sure what "mandatory" means because we decided to sleep in our own beds tonight and no one is keeping us from doing that.
As I type this the fire just made it over another hill. I'm still pretty sure we're fine though, as the parking lot across the street (in between us and the fire) is an unofficial evacuation point for RVs and they're not leaving yet.
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